Invoice Factoring


Condo, Single Family, Multi Family up to 4 units

  • Competitive Industry Rates

  • Wide Selection of Financing Options

  • Flexible Terms To Fit Your Business.

  • 5 Minute Application

  • Approval in as Little 24 Hours


Since invoice factoring is cash provided to you based on outstanding invoices, it is not a loan and will not add liabilities to your balance sheet. With invoice factoring you don’t have to wait 30- 90 days to get payment for services/goods delivered and you don’t have a monthly loan payment.


The total time it takes to access financing through invoice factoring is typically anywhere between 1-2 weeks. The easy application and underwriting processes will range between 5-10 days and once your invoices are approved, funds are usually provided with 24-48 hours.


Owners are free to choose which invoices they would like to factor and the frequency at which they would like to factor an invoice – there are no long-term contracts required. Factoring rates have seen a dramatic decrease over the past few years, with fees as low as 1.5%.

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Purchase Order Financing is designed to provide businesses with the cash they need to fulfill a customer order. With this option, the financed amount goes directly to your supplier to cover the manufacturing and delivery of goods to your customer. The larger the transaction amount, the lower your rates will typically be. You will have a starting rate that is determined during the underwriting process, and after the first month the rate will increase.


Available for both short- and long-term needs. Our business loans provide you with an agreed upon sum of money that you will pay back over a specified amount of time, with interest. The amount of interest paid and the total overall cost will depend on whether you opt for a short-term loan, which typically has a higher interest rate but a lower overall cost or a long-term loan, which tends to have a lower interest rate but a higher overall cost.


Revenue Based Financing is an up-front sum of cash that is based on a business’s future sales. Though not technically a loan, this is a great option for businesses that need access to cash quickly. Because this is not a loan, there is no APR or compounded interest associated with this product. Instead, borrowers agree to pay a fixed percentage in addition to the amount provided.

"When I was turned down by most banks, these guys and gals saved the day. Got me money and helped keep my business going. They were my last breathe, the oxygen we needed to turn things around. Since I've used them twice more for funding last minute payroll and expanding. Just good people that want to help you win. Funding Victory is my money team!"

-Sandra Alvarez-Reyes Restaurant Owner

Ready to Apply?

If invoice factoring seems like the right fit for you, let’s get you ready to apply. To begin the application, you will need to be able to provide an accounts receivable/payable aging report, articles of incorporation or partnership agreement, personal or corporate tax return and personal or corporate financial statement. Also, be sure to check the credit of your commercial clients. Invoice factoring does not pull your credit, but your commercial clients’ credit must be in good standing. Additional documentation will likely be required as you move through the underwriting process.

Disclosure: Important Notice

Thank you for visiting Funding Victory! As your dedicated business advisor, we specialize in helping business owners and startups secure the funding they need to achieve victory in their ventures. Through our extensive network, we connect you with reputable lending and funding companies. However, please note that Funding Victory is not a financial institution, direct lender, or funding company. All funding decisions are made independently by the lending and funding institutions. Our guidance is not a substitute for professional financial or legal advice, and we prioritize the privacy and security of your information. While we strive to facilitate connections, we cannot guarantee funding outcomes. By using our website, you acknowledge and agree to these terms. For more information or clarifications, please contact us. Thank you for choosing Funding Victory as your trusted partner on your path to financial success and business growth!

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