Equipment Financing

Purchase Equipment Without Dipping into

Cash Reserves

Fast and Affordable Equipment Financing:

Commercial and Mixed Use

  • Competitive industry rates

  • Terms Up To 60 Months

  • Funding in as Little 24 Hours

Minimum Business Requirements:

  • 675 credit score

  • 3+ years in business

  • Equipment Invoice

Inside or Outside of The Office – Any Equipment You Need

Whether your need a new tractor for your farm or a slew of laptops for your office, equipment financing may be right for you. Learn more in our Ultimate Guide to Equipment Financing in 2021.

Why Consider Equipment Financing?

Getting the equipment you need to remain competitive doesn’t have to be a nightmare.

With a simple application process, competitive rates and monthly payment schedules and terms that extend through the life of the equipment, keeping your business moving forward has never been easier.

Financial Health

Improve your business credit with on-time payments. Upgrade your equipment without disrupting cash flow

Easy Qualification

Qualify for up to $150,000 with a 675 FICO & 3 years in business. Only 1 Year in business needed if you have Excellent Credit (775+)

Additional Perks

Simple application and qualification process with quick access to funds. Equipment financed or leased may qualify for the Section 179 Tax Deduction.

Equipment Financing – What You Need To Know

Every business needs high quality, modern equipment – without it, you wouldn’t be able to operate, let alone make a profit. But the huge cost of equipment and the prospect of dipping into your available capital has you feeling uneasy. With Funding Victory Equipment Financing, there’s no need to put up with outdated and malfunctioning equipment. You can get financing up to the full cost of the equipment to cover equipment expenses – with no down payment requirement and flexible monthly payments – at the lowest rates in the industry.

Whether you’re a construction company, a landscaper, a restaurant owner, or you work in the B2B services space, keeping your business running has never been easier with Funding Victory equipment financing.


Our app-only program is simple and requires minimal information – meaning n

  • 675 credit score

  • 3+ years in business

  • Equipment Invoice

Popular Equipment We Finance

  • John Deere Mowers

  • Cat Construction Equipment

  • Tractors

  • Front End Loaders

  • Dozers

  • Excavators

  • Forestry Equipment

  • Skid Steers

  • Trucking

  • John Deere Lawn & Garden

  • Kobelco Equipment

  • Row Crop Tractors

  • Seeding Equipment

  • Utility Vehicles

How To Apply?

Applying for equipment financing from Funding Victory is easy; and should only take you about 5-10 minutes total. Simply fill out our online application, upload your vendor invoice at the end of the application…and you’re all set! Once your package has been submitted, a Funding Victory equipment finance specialist will be in touch with a decision or, when necessary, to learn more about your business. Upon approval, your finance specialist will work with you to establish a payment amount and plan that works best for your business.

Take Advantage of our App-Only program for financing under $150,000! If your equipment cost and expenses are under $150,000, the only paperwork required is the completed application and the invoice from your equipment vendor.

That’s it – no additional paperwork will be needed to qualify!

Who is this for?

Equipment financing can be used in virtually any industry, however there are some industries that utilize this more often than others. Here are the industries that most frequently use Funding Victory equipment financing:

  • Medical/Dental Practices

  • Construction

  • Manufacturing

  • Agriculture

  • Transportation/Trucking

  • Restaurants

We Don’t Need Your AutobiographyGet a Free Funding Analysis

Our app-only program is simple and requires minimal information – meaning no tax returns, no business plans, no debt equity ratios, no residential history. We’re financing your business equipment, not your personal life.

…Or Your Limbs

Qualification doesn’t require cross collateral. The equipment you are looking to purchase is the only collateral needed for approval. So, rest assured that you can keep your house, your truck, and your arms and legs for yourself!

No Financial Smoke & Mirrors

With Funding Victory equipment financing, what you see is what you get. There are no hidden fees. Our fixed term rates mean you will see no rate adjustments (even if prime lending rates go up!); and there is no need to re-qualify for financing on an annual basis.


What is Equipment Financing?

Simply put, Funding Victory Equipment Financing is a loan that you use to purchase business-related equipment.  It allows business owners to purchase the equipment they require to keep their business running and successful without the need to pull from existing working capital.

How is Equipment Financing different from a Business Loan?

Equipment financing is, actually, a type of business loan.  Similar to the traditional business loans that you are used to seeing, Funding Victory Equipment Financing has monthly payments that include interest and principal over a fixed term.  With equipment financing, however, the full equipment cost is paid directly to the vendor/seller upfront.

How is Equipment Financing different from Equipment Leasing?

While both equipment financing and equipment leasing can be used to acquire new equipment for your business, they do have some very distinct differences. The main difference between these two options is the ownership of the equipment.  When you use equipment financing, you are purchasing the equipment from a vendor and you are, therefore, the owner of the equipment.  With equipment leasing, however, you do not own the equipment outright.  Instead, you are renting equipment through a leasing company for an agreed upon amount of time, with the option to purchase at the end of your lease agreement.

What are the benefits of Equipment Leasing v. Equipment Financing?

Equipment Financing is a collateralized loan that allows you to purchase equipment for business use.  There are many benefits to equipment financing, including:

Preserve existing working capital

Tax advantages through the Section 179 Tax Deduction

Improve your credit score with timely payments

An equipment lease is, essentially, a rental agreement between an equipment vendor and a business, where you rent equipment from a vendor for a monthly payment.  You do not own the equipment during the lease term (think along the lines of leasing a car for personal use – it’s just like that!).  There are many benefits to equipment leasing, including:

Preserve existing cash flow

Permits regular upgrades to your equipment

Tax advantages through the Section 179 Tax Deduction

Always consult your tax advisor as to any tax advantages that may be available with equipment financing and leasing, as the tax code may change each year (or even mid-year) without notice.

What types of Equipment can I Finance?

Funding Victory equipment financing is not just for heavy machinery.  In fact, you can finance almost any type of equipment, vehicle or software you need to run your business.  Here are just some of the business equipment needs that you can get covered:

1.X-Ray Machines, Autoclaves, CAD/CAM Technology, Dental Treatment Units and more

2.Bull Dozers, wheel loaders, telehandlers, aerial platforms, trenchers, pavers and more

3.Solar Panels and HVAC Units

4.Commercial mowers, front-end tractors, loaders, back hoes, excavators and more

5.Forklifts, workbenches, flow racks, case sealers, conveyor belts and more

6.Office furniture

7.Trailers, delivery vans, company cars, food trucks,

8.Commercial ovens, freezers, refrigerators, grills, food processors and more

Can I use the Section 179 Tax Deduction with Equipment Financing?

Section 179* of the tax code allows small businesses to deduct the full amount of the purchase price (up to certain limits) of general business equipment.  This deduction allows you to substantially lower the amount that you pay for business equipment.  You can see additional benefits when your new equipment is leased or financed using Section 179 qualified financing. To be eligible for this deduction, you must have purchased/ leased/financed your equipment and have it placed into service during the year in which you plan to take the deduction.

This use-it-or-lose-it write-off is a great incentive for businesses to purchase, finance or lease the business equipment they need.  However, ever-changing federal and state tax laws and tax and stimulus acts can always affect Section 179, so it is critical to speak with your accountant PRIOR to a purchase to determine whether or not your equipment meets eligibility requirements for these tax benefits.

* Always consult your tax advisor as to any tax advantages that may be available with equipment financing and leasing, as the tax code may change each year (or even mid-year) without notice.

Disclosure: Important Notice

Thank you for visiting Funding Victory! As your dedicated business advisor, we specialize in helping business owners and startups secure the funding they need to achieve victory in their ventures. Through our extensive network, we connect you with reputable lending and funding companies. However, please note that Funding Victory is not a financial institution, direct lender, or funding company. All funding decisions are made independently by the lending and funding institutions. Our guidance is not a substitute for professional financial or legal advice, and we prioritize the privacy and security of your information. While we strive to facilitate connections, we cannot guarantee funding outcomes. By using our website, you acknowledge and agree to these terms. For more information or clarifications, please contact us. Thank you for choosing Funding Victory as your trusted partner on your path to financial success and business growth!

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